Budgeting Continued

            It's another beautiful day in sunny Arizona. Earlier this week we talked a bit about money.  It’s important for every household to have a budget.  For years, Tim and I ran without one, and we often paid for it in a less than happy way.

Raising four boys on Army pay was a challenge.  We weren’t able to keep a lot in savings, but we have no regrets.  Finding things to do that were inexpensive or free for a family of six was difficult, but it can be done!  We often would play games, watch TV as a family or go fishing.  Looking back, I sometimes don’t know how we managed, but we not only did, we actually had a lot of fun doing it!   Some of the times I remember as the most difficult, the boys remember as the most fun. 

Start with a firm idea of what you have coming in.  Then figure out what you have going out.  Prioritize everything.  Listen to Dave Ramsey.  I highly recommend his books.

And remember, most challenges can be overcome. 

As always if you’re looking for a new place to count your coins Tim or Gayle Kendrick at 602-819-6300, look us up at www.AZWestre.com on Facebook at http://on.fb.me/AZHomes or stop by and see our blog at http://azwestre.blogspot.com/